<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:media="http://search.yahoo.com/mrss/" xmlns:post="http://www.twentyoverten.com"><channel><title><![CDATA[WHZ Strategic Wealth Advisors]]></title><description><![CDATA[At WHZ Strategic Wealth Advisors, our advisors have a wealth of knowledge, and they're sharing it all the time, right here on our blog. Dive in and get the information and insights you need now.]]></description><link>https://incomeworksllc.com</link><generator>RSS for Node</generator><lastBuildDate>Sat, 14 Nov 2026 00:14:56 GMT</lastBuildDate><atom:link href="https://incomeworksllc.com/blog/feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Should Grandparents Fund 529 Plans or Use Trust Strategies Instead?]]></title><description><![CDATA[529 plan vs trust: Which is better for grandparents supporting the next generation? Learn the key differences, benefits, and when to use both.]]></description><link>https://incomeworksllc.com/blog/should-grandparents-fund-529-plans-or-use-trust-strategies-instead</link><guid isPermaLink="false">69efbc8fd84e53ab2a33dbd0</guid><category><![CDATA[Balancing Act Years]]></category><category><![CDATA[College Planning]]></category><category><![CDATA[Financial Planning]]></category><category><![CDATA[By Advisor Leisl Langevin]]></category><pubDate>Fri, 29 May 2026 08:12:25 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/HJoDRDISL4TKS/banner-should-grandparents-fund-529-plans-or-use-trust-strategies-instead.jpg"/><post:categories url="https://incomeworksllc.com/blog/category/balancing-act-years" slug="balancing-act-years" name="Balancing Act Years"/><post:categories url="https://incomeworksllc.com/blog/category/college-planning" slug="college-planning" name="College Planning"/><post:categories url="https://incomeworksllc.com/blog/category/financial-planning" slug="financial-planning" name="Financial Planning"/><post:categories url="https://incomeworksllc.com/blog/category/by-advisor-leisl-langevin" slug="by-advisor-leisl-langevin" name="By Advisor Leisl Langevin"/></item><item><title><![CDATA[Graduation Season: Financial Gifts, 529 Plans, and Early Investing Strategies]]></title><description><![CDATA[Graduation is the perfect time to build financial habits that last a lifetime. Explore smart financial gifts like Roth IRAs, 529 plans, and early investing strategies to set graduates up for long-term success.]]></description><link>https://incomeworksllc.com/blog/graduation-season-financial-gifts-529-plans-and-early-investing-strategies</link><guid isPermaLink="false">69f0ccc2b29d86b46e9ce344</guid><category><![CDATA[College Planning]]></category><category><![CDATA[Financial Planning]]></category><category><![CDATA[High Net Worth]]></category><category><![CDATA[By Advisor Holly Wanegar]]></category><pubDate>Tue, 05 May 2026 08:12:39 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/qUjYl61_3S6f/banner-graduation-season-financial-gifts-529s-and-early-investing-strategies.jpg"/><post:categories url="https://incomeworksllc.com/blog/category/college-planning" slug="college-planning" name="College Planning"/><post:categories url="https://incomeworksllc.com/blog/category/financial-planning" slug="financial-planning" name="Financial Planning"/><post:categories url="https://incomeworksllc.com/blog/category/high-net-worth" slug="high-net-worth" name="High Net Worth"/><post:categories url="https://incomeworksllc.com/blog/category/by-advisor-holly-wanegar" slug="by-advisor-holly-wanegar" name="By Advisor Holly Wanegar"/></item><item><title><![CDATA[What You Should Know About AI-Driven Financial Insights  ]]></title><description><![CDATA[Discover the benefits and risks of AI-driven financial insights, and why human financial advisors remain essential for personalized, strategic planning.]]></description><link>https://incomeworksllc.com/blog/what-you-should-know-about-ai-driven-financial-insights</link><guid isPermaLink="false">69c18cba81e84d92c0d7bd34</guid><category><![CDATA[Investing]]></category><category><![CDATA[Retirement Planning]]></category><category><![CDATA[College Planning]]></category><category><![CDATA[Estate Planning]]></category><category><![CDATA[Financial Planning]]></category><category><![CDATA[Tax Planning]]></category><category><![CDATA[By Advisor Jim Zahansky]]></category><pubDate>Thu, 02 Apr 2026 08:17:13 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/JEPB2EyX4C_I/banner_-ai-and-finance.jpg"/><post:categories url="https://incomeworksllc.com/blog/category/investing" slug="investing" name="Investing"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-planning" slug="retirement-planning" name="Retirement Planning"/><post:categories url="https://incomeworksllc.com/blog/category/college-planning" slug="college-planning" name="College Planning"/><post:categories url="https://incomeworksllc.com/blog/category/estate-planning" slug="estate-planning" name="Estate Planning"/><post:categories url="https://incomeworksllc.com/blog/category/financial-planning" slug="financial-planning" name="Financial Planning"/><post:categories url="https://incomeworksllc.com/blog/category/tax-planning" slug="tax-planning" name="Tax Planning"/><post:categories url="https://incomeworksllc.com/blog/category/by-advisor-jim-zahansky" slug="by-advisor-jim-zahansky" name="By Advisor Jim Zahansky"/></item><item><title><![CDATA[529 College Savings Plans: Your Questions Answered ]]></title><description><![CDATA[Education is one of the most valuable investments you can make for your loved ones, but paying for college can be daunting.]]></description><link>https://incomeworksllc.com/blog/529-college-savings-plans-your-questions-answered</link><guid isPermaLink="false">680fdcb1f0728fc5de62a79b</guid><category><![CDATA[College Planning]]></category><category><![CDATA[Financial Planning]]></category><category><![CDATA[By Advisor Holly Wanegar]]></category><pubDate>Mon, 12 May 2025 08:56:52 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/zosNMAS9LoY/Avoiding-scams-4.jpg"/><post:categories url="https://incomeworksllc.com/blog/category/college-planning" slug="college-planning" name="College Planning"/><post:categories url="https://incomeworksllc.com/blog/category/financial-planning" slug="financial-planning" name="Financial Planning"/><post:categories url="https://incomeworksllc.com/blog/category/by-advisor-holly-wanegar" slug="by-advisor-holly-wanegar" name="By Advisor Holly Wanegar"/></item><item><title><![CDATA[Creating a Smart Financial Strategy to Pay for College ]]></title><description><![CDATA[Planning for your child's college education can feel overwhelming—from understanding financial aid to knowing how much to save and where to put those savings.]]></description><link>https://incomeworksllc.com/blog/creating-a-smart-financial-strategy-to-pay-for-college</link><guid isPermaLink="false">680bca9955f16a488bb3dc73</guid><category><![CDATA[Balancing Act Years]]></category><category><![CDATA[College Planning]]></category><category><![CDATA[Financial Planning]]></category><category><![CDATA[By Advisor Leisl Langevin]]></category><pubDate>Tue, 06 May 2025 08:57:06 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/k3VEHQxOasN/Avoiding-scams-1.jpg"/><post:categories url="https://incomeworksllc.com/blog/category/balancing-act-years" slug="balancing-act-years" name="Balancing Act Years"/><post:categories url="https://incomeworksllc.com/blog/category/college-planning" slug="college-planning" name="College Planning"/><post:categories url="https://incomeworksllc.com/blog/category/financial-planning" slug="financial-planning" name="Financial Planning"/><post:categories url="https://incomeworksllc.com/blog/category/by-advisor-leisl-langevin" slug="by-advisor-leisl-langevin" name="By Advisor Leisl Langevin"/></item><item><title><![CDATA[SECURE Act 2.0 Opens New Avenue for Paying Off Student Loan Debt in 2025]]></title><description><![CDATA[In 2025 the SECURE 2.0 Act will go into effect, introducing an innovative new way for employers to help employees pay down student loan debt while also saving for retirement.]]></description><link>https://incomeworksllc.com/blog/secure-act-20-opens-new-avenue-for-paying-off-student-loan-debt-in-2025</link><guid isPermaLink="false">66c8bb902976a1b0538f932a</guid><category><![CDATA[Balancing Act Years]]></category><category><![CDATA[College Planning]]></category><category><![CDATA[Financial Planning]]></category><pubDate>Thu, 12 Sep 2024 10:46:27 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/00FreSurai2/student-loan-match.jpg"/><post:categories url="https://incomeworksllc.com/blog/category/balancing-act-years" slug="balancing-act-years" name="Balancing Act Years"/><post:categories url="https://incomeworksllc.com/blog/category/college-planning" slug="college-planning" name="College Planning"/><post:categories url="https://incomeworksllc.com/blog/category/financial-planning" slug="financial-planning" name="Financial Planning"/></item><item><title><![CDATA[What is the Best Way to Save for College?]]></title><description><![CDATA[Explore the different college savings programs and their pros and cons to help you determine the best approach for your situation. ]]></description><link>https://incomeworksllc.com/blog/what-is-the-best-way-to-save-for-college</link><guid isPermaLink="false">6615c417a66a80347b64f304</guid><category><![CDATA[Balancing Act Years]]></category><category><![CDATA[College Planning]]></category><pubDate>Thu, 16 May 2024 10:46:11 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/HBebtd8P-Af/banner-what-is-the-best-way-to-save-for-college.jpg"/><post:categories url="https://incomeworksllc.com/blog/category/balancing-act-years" slug="balancing-act-years" name="Balancing Act Years"/><post:categories url="https://incomeworksllc.com/blog/category/college-planning" slug="college-planning" name="College Planning"/></item><item><title><![CDATA[How to Pay Less Taxes While Maximizing Your Investments]]></title><description><![CDATA[Learn about tax-advantaged accounts and savvy investments that empower you to minimize tax liabilities and Live Well.]]></description><link>https://incomeworksllc.com/blog/how-to-pay-less-taxes-while-maximizing-your-investments</link><guid isPermaLink="false">65aed7c23a5d3810dba8f7e2</guid><category><![CDATA[Balancing Act Years]]></category><category><![CDATA[Next Chapter Years]]></category><category><![CDATA[Investing]]></category><category><![CDATA[Retirement Planning]]></category><category><![CDATA[College Planning]]></category><category><![CDATA[Financial Planning]]></category><category><![CDATA[Tax Planning]]></category><pubDate>Wed, 21 Feb 2024 10:45:57 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/tSqOHViZKD9/banner-less-taxes-while-maximizing-investments.jpg"/><post:categories url="https://incomeworksllc.com/blog/category/balancing-act-years" slug="balancing-act-years" name="Balancing Act Years"/><post:categories url="https://incomeworksllc.com/blog/category/next-chapter-years" slug="next-chapter-years" name="Next Chapter Years"/><post:categories url="https://incomeworksllc.com/blog/category/investing" slug="investing" name="Investing"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-planning" slug="retirement-planning" name="Retirement Planning"/><post:categories url="https://incomeworksllc.com/blog/category/college-planning" slug="college-planning" name="College Planning"/><post:categories url="https://incomeworksllc.com/blog/category/financial-planning" slug="financial-planning" name="Financial Planning"/><post:categories url="https://incomeworksllc.com/blog/category/tax-planning" slug="tax-planning" name="Tax Planning"/></item><item><title><![CDATA[529 Tax Benefits: A Great Way to Save for Education]]></title><description><![CDATA[Have children? Learn how to leverage a 529 college savings plan to divert money you might otherwise pay into taxes toward your child’s college savings fund instead.  ]]></description><link>https://incomeworksllc.com/blog/529-tax-benefits-a-great-way-to-save-for-education</link><guid isPermaLink="false">65aec9d4007aab8ce436d6eb</guid><category><![CDATA[Balancing Act Years]]></category><category><![CDATA[College Planning]]></category><category><![CDATA[Financial Planning]]></category><category><![CDATA[By Advisor Holly Wanegar]]></category><pubDate>Thu, 01 Feb 2024 09:09:37 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/uvf37JHruyl/banner-529-tax-benefits.jpg"/><post:categories url="https://incomeworksllc.com/blog/category/balancing-act-years" slug="balancing-act-years" name="Balancing Act Years"/><post:categories url="https://incomeworksllc.com/blog/category/college-planning" slug="college-planning" name="College Planning"/><post:categories url="https://incomeworksllc.com/blog/category/financial-planning" slug="financial-planning" name="Financial Planning"/><post:categories url="https://incomeworksllc.com/blog/category/by-advisor-holly-wanegar" slug="by-advisor-holly-wanegar" name="By Advisor Holly Wanegar"/></item><item><title><![CDATA[Important Updates on Student Loan Forgiveness and 529 Savings Rules]]></title><description><![CDATA[Have federal student loans? Here's what you need to know about recent changes regarding Student Loan Forgiveness and 529 Savings Rules.  ]]></description><link>https://incomeworksllc.com/blog/important-updates-on-student-loan-forgiveness-and-529-savings-rules</link><guid isPermaLink="false">64d1cd472dc946557324f61d</guid><category><![CDATA[Balancing Act Years]]></category><category><![CDATA[College Planning]]></category><category><![CDATA[Financial Planning]]></category><pubDate>Sat, 02 Sep 2023 09:12:24 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/PMidF3Gc-bi/banner-student-loan-forgiveness-and-529-savings.jpg"/><post:categories url="https://incomeworksllc.com/blog/category/balancing-act-years" slug="balancing-act-years" name="Balancing Act Years"/><post:categories url="https://incomeworksllc.com/blog/category/college-planning" slug="college-planning" name="College Planning"/><post:categories url="https://incomeworksllc.com/blog/category/financial-planning" slug="financial-planning" name="Financial Planning"/></item><item><title><![CDATA[Back To School: 5 College Planning Mistakes to Avoid]]></title><description><![CDATA[It’s never too early (or too late) to start planning for your child's higher education. Here are some of the most common financial mistakes parents make when it comes to college planning. ]]></description><link>https://incomeworksllc.com/blog/5-college-planning-mistakes-to-avoid</link><guid isPermaLink="false">63562c3f3d84cc8898e5d96c</guid><category><![CDATA[Balancing Act Years]]></category><category><![CDATA[College Planning]]></category><pubDate>Wed, 02 Aug 2023 09:13:12 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/gEbWGXIGmdZ/banner-back-to-school-5-college-planning-mistakes.jpg"/><post:categories url="https://incomeworksllc.com/blog/category/balancing-act-years" slug="balancing-act-years" name="Balancing Act Years"/><post:categories url="https://incomeworksllc.com/blog/category/college-planning" slug="college-planning" name="College Planning"/></item><item><title><![CDATA[Decision on Student Loan Forgiveness Expected Next Month: What to Know Now]]></title><description><![CDATA[The Supreme Court is expected to hand down a decision on President Biden's student loan forgiveness plan in June. Here's what to know.]]></description><link>https://incomeworksllc.com/blog/decision-on-student-loan-forgiveness-what-to-know-now</link><guid isPermaLink="false">640b9e084aa65629440902c9</guid><category><![CDATA[Balancing Act Years]]></category><category><![CDATA[College Planning]]></category><category><![CDATA[Financial Planning]]></category><pubDate>Thu, 25 May 2023 10:43:42 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/nVv7Z1Hn14/banner-student-loan-forgiveness.png"/><post:categories url="https://incomeworksllc.com/blog/category/balancing-act-years" slug="balancing-act-years" name="Balancing Act Years"/><post:categories url="https://incomeworksllc.com/blog/category/college-planning" slug="college-planning" name="College Planning"/><post:categories url="https://incomeworksllc.com/blog/category/financial-planning" slug="financial-planning" name="Financial Planning"/></item><item><title><![CDATA[Thinking About Paying Off Your Child's Student Loans? 5 Things to Consider]]></title><description><![CDATA[It's no wonder parents want to help their children pay off their student loans – but it may not be the best choice. Here are five things to consider. ]]></description><link>https://incomeworksllc.com/blog/thinking-about-paying-off-your-childs-student-loans-5-things-to-consider</link><guid isPermaLink="false">63d8655c4c26a81c6f0a6e91</guid><category><![CDATA[Next Chapter Years]]></category><category><![CDATA[College Planning]]></category><category><![CDATA[Financial Planning]]></category><category><![CDATA[By Advisor Laurence Hale]]></category><pubDate>Sun, 30 Apr 2023 09:15:33 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/0QGFgcaxG7/1.png"/><post:categories url="https://incomeworksllc.com/blog/category/next-chapter-years" slug="next-chapter-years" name="Next Chapter Years"/><post:categories url="https://incomeworksllc.com/blog/category/college-planning" slug="college-planning" name="College Planning"/><post:categories url="https://incomeworksllc.com/blog/category/financial-planning" slug="financial-planning" name="Financial Planning"/><post:categories url="https://incomeworksllc.com/blog/category/by-advisor-laurence-hale" slug="by-advisor-laurence-hale" name="By Advisor Laurence Hale"/></item><item><title><![CDATA[Quick Reference Chart: 529 Plan Qualified & Non-Qualified Expenses]]></title><description><![CDATA[You've put in the hard work of saving for college, and now it's time to start using those 529 plan assets to help with a family member's education-related costs. But before you begin withdrawing those funds, it's important to understand the difference between qualified and nonqualified expenses.]]></description><link>https://incomeworksllc.com/blog/quick-reference-sheet-529-plans-qualified-non-qualified-expenses</link><guid isPermaLink="false">62715ad83c3d554d21e97eaf</guid><category><![CDATA[College Planning]]></category><pubDate>Wed, 09 Feb 2022 09:18:15 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/PwGhvW_Pmx/resize-9-min.jpeg"/><post:categories url="https://incomeworksllc.com/blog/category/college-planning" slug="college-planning" name="College Planning"/></item></channel></rss>