<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:media="http://search.yahoo.com/mrss/" xmlns:post="http://www.twentyoverten.com"><channel><title><![CDATA[WHZ Strategic Wealth Advisors]]></title><description><![CDATA[At WHZ Strategic Wealth Advisors, our advisors have a wealth of knowledge, and they're sharing it all the time, right here on our blog. Dive in and get the information and insights you need now.]]></description><link>https://incomeworksllc.com</link><generator>RSS for Node</generator><lastBuildDate>Sat, 14 Nov 2026 00:14:58 GMT</lastBuildDate><atom:link href="https://incomeworksllc.com/blog/feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Social Security’s 2027 COLA Announced: 6 Things to Know for Retirees and Pre-Retirees]]></title><description><![CDATA[What does Social Security’s 2027 COLA mean for your retirement income? A look at the real value after Medicare, why COLAs trail retirees’ costs, and the claiming decisions that matter more. ]]></description><link>https://incomeworksllc.com/blog/social-securitys-2027-cola-announced-6-things-to-know-for-retirees-and-pre-retirees</link><guid isPermaLink="false">6adb760ffd5c0f0326435a20</guid><category><![CDATA[Next Chapter Years]]></category><category><![CDATA[Financial Planning]]></category><category><![CDATA[Retirement Income]]></category><category><![CDATA[By Advisor Logan Lum]]></category><pubDate>Thu, 05 Nov 2026 08:09:28 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/uymqNxolA/WHZ-2026-10-banners-3.png"/><post:categories url="https://incomeworksllc.com/blog/category/next-chapter-years" slug="next-chapter-years" name="Next Chapter Years"/><post:categories url="https://incomeworksllc.com/blog/category/financial-planning" slug="financial-planning" name="Financial Planning"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-income" slug="retirement-income" name="Retirement Income"/><post:categories url="https://incomeworksllc.com/blog/category/by-advisor-logan-lum" slug="by-advisor-logan-lum" name="By Advisor Logan Lum"/></item><item><title><![CDATA[Your Fall Tax Planning Checklist: High-Value Moves to Make Before December 31 ]]></title><description><![CDATA[A year-end tax checklist for retirees and pre-retirees: Roth conversion timing, RMD deadlines, 2026 QCD limits, tax-loss harvesting, and beneficiary reviews before December 31. ]]></description><link>https://incomeworksllc.com/blog/your-fall-tax-planning-checklist-high-value-moves-to-make-before-december-31</link><guid isPermaLink="false">6a6cf1f14cff74c328f4e30f</guid><category><![CDATA[Retirement Planning]]></category><category><![CDATA[By Advisor Holly Wanegar]]></category><category><![CDATA[Retirement Income]]></category><pubDate>Fri, 18 Sep 2026 08:10:42 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/-8yWNf5s5Vk-/Your-Fall-Tax-Planning-Checklist-High-Value-Moves-to-Make-Before-December-31.png"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-planning" slug="retirement-planning" name="Retirement Planning"/><post:categories url="https://incomeworksllc.com/blog/category/by-advisor-holly-wanegar" slug="by-advisor-holly-wanegar" name="By Advisor Holly Wanegar"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-income" slug="retirement-income" name="Retirement Income"/></item><item><title><![CDATA["Retire and Relocate" - A Growing Strategy for Stretching Retirement Dollars]]></title><description><![CDATA[Dreaming of retirement but worried about your savings? Discover how the "retire and relocate" strategy could be your ticket to financial freedom and a fresh start! Learn how savvy retirees are unlocking $100k+ from their homes to boost their nest eggs and live their best lives.  ]]></description><link>https://incomeworksllc.com/blog/retire-and-relocate-a-growing-strategy-for-stretching-retirement-dollars</link><guid isPermaLink="false">66a003b7e48b32e79264e0a6</guid><category><![CDATA[Next Chapter Years]]></category><category><![CDATA[Retirement Planning]]></category><category><![CDATA[By Advisor Jim Zahansky]]></category><category><![CDATA[Retirement Income]]></category><pubDate>Thu, 01 Aug 2024 09:06:57 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/TA8bVUT5zB5/banner-retire-and-relocate.png"/><post:categories url="https://incomeworksllc.com/blog/category/next-chapter-years" slug="next-chapter-years" name="Next Chapter Years"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-planning" slug="retirement-planning" name="Retirement Planning"/><post:categories url="https://incomeworksllc.com/blog/category/by-advisor-jim-zahansky" slug="by-advisor-jim-zahansky" name="By Advisor Jim Zahansky"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-income" slug="retirement-income" name="Retirement Income"/></item><item><title><![CDATA[Why Bonds Should Be Part of Your Retirement Portfolio]]></title><description><![CDATA[Bonds are back, and they're better than ever! These oft-overlooked assets can be your secret weapon for steady income, tax efficiency, a smoother ride through market turbulence, and a way to supercharge your retirement savings.]]></description><link>https://incomeworksllc.com/blog/why-bonds-should-be-part-of-your-retirement-portfolio</link><guid isPermaLink="false">66944e5c3501e58f2c4aed54</guid><category><![CDATA[Next Chapter Years]]></category><category><![CDATA[Investing]]></category><category><![CDATA[Retirement Planning]]></category><category><![CDATA[Retirement Income]]></category><pubDate>Fri, 26 Jul 2024 10:46:19 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/w9pDSyrUH1q/banner-why-bonds-should-be-part-of-your-portfolio.png"/><post:categories url="https://incomeworksllc.com/blog/category/next-chapter-years" slug="next-chapter-years" name="Next Chapter Years"/><post:categories url="https://incomeworksllc.com/blog/category/investing" slug="investing" name="Investing"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-planning" slug="retirement-planning" name="Retirement Planning"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-income" slug="retirement-income" name="Retirement Income"/></item><item><title><![CDATA[Retirement Planning Looks Different for LGBTQ+ Couples. Here’s Why.]]></title><description><![CDATA[LGBTQ+ couples' unique experiences shape their approach to retirement planning. Learn how their resilience and adaptability can help them create successful financial futures.]]></description><link>https://incomeworksllc.com/blog/retirement-planning-looks-different-for-lgbtq-couples</link><guid isPermaLink="false">6648fd9217534e2fb52d1a73</guid><category><![CDATA[Balancing Act Years]]></category><category><![CDATA[Next Chapter Years]]></category><category><![CDATA[Retirement Planning]]></category><category><![CDATA[Retirement Income]]></category><pubDate>Sat, 08 Jun 2024 10:46:15 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/8yiU7WpdAaO/banner-ret-planning-LGBTQ.jpg"/><post:categories url="https://incomeworksllc.com/blog/category/balancing-act-years" slug="balancing-act-years" name="Balancing Act Years"/><post:categories url="https://incomeworksllc.com/blog/category/next-chapter-years" slug="next-chapter-years" name="Next Chapter Years"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-planning" slug="retirement-planning" name="Retirement Planning"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-income" slug="retirement-income" name="Retirement Income"/></item><item><title><![CDATA[Planning Your Retirement Lifestyle]]></title><description><![CDATA[Careful planning is required to ensure your retirement lifestyle fulfills your hopes and dreams for this new chapter. ]]></description><link>https://incomeworksllc.com/blog/planning-your-retirement-lifestyle</link><guid isPermaLink="false">6615c46fa66a80347b64f361</guid><category><![CDATA[Next Chapter Years]]></category><category><![CDATA[Retirement Planning]]></category><category><![CDATA[By Advisor Laurence Hale]]></category><category><![CDATA[Retirement Income]]></category><pubDate>Fri, 24 May 2024 09:07:52 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/YN796dFhkrr/banner-planning-ret-lifestyle.jpg"/><post:categories url="https://incomeworksllc.com/blog/category/next-chapter-years" slug="next-chapter-years" name="Next Chapter Years"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-planning" slug="retirement-planning" name="Retirement Planning"/><post:categories url="https://incomeworksllc.com/blog/category/by-advisor-laurence-hale" slug="by-advisor-laurence-hale" name="By Advisor Laurence Hale"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-income" slug="retirement-income" name="Retirement Income"/></item><item><title><![CDATA[Retirement Planning Looks Different for LGBTQ+ Couples. Here's Why.]]></title><description><![CDATA[This blog post discusses retirement planning considerations for LGBTQ+ couples.]]></description><link>https://incomeworksllc.com/blog/retirement-planning-looks-different-for-lgbtq-couples-heres-why</link><guid isPermaLink="false">65ca74ef8eaae1dd62b71b3d</guid><category><![CDATA[Retirement Planning]]></category><category><![CDATA[Retirement Income]]></category><pubDate>Sun, 11 Feb 2024 09:09:18 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/content/featured/featured_retirementplanninglooksdifferentforlgbtqcouples.jpg"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-planning" slug="retirement-planning" name="Retirement Planning"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-income" slug="retirement-income" name="Retirement Income"/></item><item><title><![CDATA[How Much is Safe to Spend in Retirement? Challenging the 4% Rule & Planning Your Financial Future ]]></title><description><![CDATA[The "4% rule" is a handy guideline for retirement income planning, but does it hold up? Learn more about the rule and whether it’s a good strategy for you.]]></description><link>https://incomeworksllc.com/blog/how-much-is-safe-to-spend-in-retirement-challenging-the-4-percent-rule</link><guid isPermaLink="false">657b8dfaca95d0f667524426</guid><category><![CDATA[Next Chapter Years]]></category><category><![CDATA[Retirement Planning]]></category><category><![CDATA[Retirement Income]]></category><pubDate>Sat, 06 Jan 2024 10:44:10 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/NldHZRJcw_/banner-retirement-4-rule-MB.jpg"/><post:categories url="https://incomeworksllc.com/blog/category/next-chapter-years" slug="next-chapter-years" name="Next Chapter Years"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-planning" slug="retirement-planning" name="Retirement Planning"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-income" slug="retirement-income" name="Retirement Income"/></item><item><title><![CDATA[Top End-of-the-Year Financial Moves for 2023]]></title><description><![CDATA[Here are some things you might consider before saying goodbye to 2023.]]></description><link>https://incomeworksllc.com/blog/top-end-of-the-year-financial-moves-for-2023</link><guid isPermaLink="false">6511b5bf21d48cd502fb2140</guid><category><![CDATA[Balancing Act Years]]></category><category><![CDATA[Next Chapter Years]]></category><category><![CDATA[Financial Planning]]></category><category><![CDATA[Tax Planning]]></category><category><![CDATA[By Advisor Jim Zahansky]]></category><category><![CDATA[Charitable Giving]]></category><category><![CDATA[Retirement Income]]></category><pubDate>Fri, 10 Nov 2023 09:10:50 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/d5Se5cmCdbi/banner-2023-end-of-year-money-moves.jpg"/><post:categories url="https://incomeworksllc.com/blog/category/balancing-act-years" slug="balancing-act-years" name="Balancing Act Years"/><post:categories url="https://incomeworksllc.com/blog/category/next-chapter-years" slug="next-chapter-years" name="Next Chapter Years"/><post:categories url="https://incomeworksllc.com/blog/category/financial-planning" slug="financial-planning" name="Financial Planning"/><post:categories url="https://incomeworksllc.com/blog/category/tax-planning" slug="tax-planning" name="Tax Planning"/><post:categories url="https://incomeworksllc.com/blog/category/by-advisor-jim-zahansky" slug="by-advisor-jim-zahansky" name="By Advisor Jim Zahansky"/><post:categories url="https://incomeworksllc.com/blog/category/charitable-giving" slug="charitable-giving" name="Charitable Giving"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-income" slug="retirement-income" name="Retirement Income"/></item><item><title><![CDATA[How The Extension on Roth Catch-Up Contributions Could Totally Change Your Retirement]]></title><description><![CDATA[Catch-up contributions can be a great way to make up for lost time when it comes to retirement savings. Are you eligible?]]></description><link>https://incomeworksllc.com/blog/how-the-extension-on-roth-catch-up-contributions-could-totally-change-your-retirement</link><guid isPermaLink="false">63ae05091798a957659291a4</guid><category><![CDATA[Next Chapter Years]]></category><category><![CDATA[Retirement Planning]]></category><category><![CDATA[By Advisor Laurence Hale]]></category><category><![CDATA[Retirement Income]]></category><pubDate>Thu, 05 Oct 2023 09:11:22 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/9Hx9yf_zh70/banner-roth-catch-up.jpg"/><post:categories url="https://incomeworksllc.com/blog/category/next-chapter-years" slug="next-chapter-years" name="Next Chapter Years"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-planning" slug="retirement-planning" name="Retirement Planning"/><post:categories url="https://incomeworksllc.com/blog/category/by-advisor-laurence-hale" slug="by-advisor-laurence-hale" name="By Advisor Laurence Hale"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-income" slug="retirement-income" name="Retirement Income"/></item><item><title><![CDATA[Top 6 Retirement Living Podcasts: Expert Insights and Tips]]></title><description><![CDATA[Retired and looking for something new? Check out these 5 podcasts all about living in retirement for some expert tips and insights.]]></description><link>https://incomeworksllc.com/blog/top-6-retirement-living-podcasts-expert-insights-and-tips</link><guid isPermaLink="false">64be8788211f4c09eca6a1f0</guid><category><![CDATA[Next Chapter Years]]></category><category><![CDATA[Retirement Income]]></category><pubDate>Sat, 02 Sep 2023 10:43:56 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/JlYhTcmMEul/banner-retirement-podcasts.jpg"/><post:categories url="https://incomeworksllc.com/blog/category/next-chapter-years" slug="next-chapter-years" name="Next Chapter Years"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-income" slug="retirement-income" name="Retirement Income"/></item><item><title><![CDATA[How To Set Up A 401(k) Plan for Your Employees In 6 Steps]]></title><description><![CDATA[Developing and offering your employees a 401(k) plan is no easy feat, but working with a trusted advisor can take some stress off your shoulders. Here are 6 steps. ]]></description><link>https://incomeworksllc.com/blog/how-to-set-up-a-401k-plan-for-your-employees-in-6-steps</link><guid isPermaLink="false">645a5bfc9ea1d5c8a2acb535</guid><category><![CDATA[Business Owners]]></category><category><![CDATA[Retirement Planning]]></category><category><![CDATA[By Advisor Jim Zahansky]]></category><category><![CDATA[Retirement Income]]></category><pubDate>Wed, 28 Jun 2023 09:13:24 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/61b0ccc45a1c953c67ff3132/hJOZNb_TTqL/banner-401k-plan-for-employees.jpg"/><post:categories url="https://incomeworksllc.com/blog/category/business-owners" slug="business-owners" name="Business Owners"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-planning" slug="retirement-planning" name="Retirement Planning"/><post:categories url="https://incomeworksllc.com/blog/category/by-advisor-jim-zahansky" slug="by-advisor-jim-zahansky" name="By Advisor Jim Zahansky"/><post:categories url="https://incomeworksllc.com/blog/category/retirement-income" slug="retirement-income" name="Retirement Income"/></item></channel></rss>